Chapman Insurance Blog

Winter Tips for Surviving the Cold in Florida

Winter Tips for Surviving the Cold in Florida

Laugh now, but living in Florida doesn’t always keep us away from cold weather. Low temperatures can affect everything from ​your ​home to​ your​ car. Here are some helpful tips to keep in mind during one of Florida’s cold snaps. ​Around the House: Although having space heaters and electric blankets can be coz​y​, ​keep watch over them so they don’t catch fire. Be proactive and have an emergency fire plan that everyone ​is familiar with in the family. Good things to have on the list are: ​how to avoid smoke by staying low to the…Read more …
Benefits of Life Insurance

Benefits of Life Insurance

With the new year just getting started, it should make you think about getting important paperwork in order to make life easier for yourself and your family. Life insurance can be a great resolution to be prepared and to support your family in the case of sickness or unexpected accident. Be prepared Life is always known to be unexpected. Just like you would make a will and have savings put away in a bank, life insurance is another helpful guarantee for any dependents you may leave behind. Whether something happens with your health,…Read more …
Holiday Fire Hazards

Holiday Fire Hazards

From candles to Christmas trees, blinking outdoor lights to backyard bonfires, hanging stockings to Hoverboards, the holiday season is one big fire hazard. Protect yourself and your family from a fire by exercising caution and being vigilant. Prevention of Holiday Fire Hazards Discard trees within one month after purchase, and take it to a tree recycling center or have it hauled away by a community waste removal service.  Under no circumstances should you burn your tree indoors as firs and pines have lots of sap, which can explode. Wrapping paper is very flammable, burning very…Read more …
6 Questions to Ensure Halloween Safety

6 Questions to Ensure Halloween Safety

6 Questions to Ask to Keep Your Haunting Brood Safe on Halloween With Halloween being on a Saturday this year, you can expect the streets to be alive with trick-or-treaters and revelers out enjoying the spookiest night of the year.  Despite the fact that Halloween in Bradenton involves walking around at night amongst ghouls and witches, it really only takes a little common sense to make the night safe for everyone. Here are six questions to ask so your entire family, even pets, can enjoy Halloween safety while having a fun evening of trick-or-treating…Read more …
General Liability Policies for Florida Offices

General Liability Policies for Florida Offices

While business is inherently a risky venture, at Chapman Insurance we’re here to help you mitigate some of those risks with proper insurance coverage for your company.  Let’s talk about general liability policies for office environments. Commercial insurance is a wise investment that doesn’t have to cost much.  Depending on your line of work, general liability premiums might range from $1,000 to $5,000.  That’s a small price to pay, considering that one day your business may need to defend itself in court.   Liability insurance (also known as Commercial General Business Liability) protects…Read more …
Back to School, Back to the Internet: Online Safety Tips

Back to School, Back to the Internet: Online Safety Tips

This week thousands of Manatee County schoolchildren headed back to school.  As you no doubt have noticed, the educational landscape is shifting to digital.  Rather than hitting the books in the library, kids are Googling to conduct online research and increasingly connecting with their teachers and peers.  And while social media sites are a great way to connect with others, it is important to be aware of the information that you are sharing. Cyber thieves use this information to break in to your online accounts or even your house.   Let’s talk this…Read more …
Safeco’s Make More Happen for PACE Center for Girls

Safeco’s Make More Happen for PACE Center for Girls

We're so pleased to support PACE Center for Girls - Manatee. Because of our company's involvement with this great organization, PACE is eligible to WIN a $10,000 grant from one of our insurance carriers, Safeco Insurance™. Safeco has launched its Make More Happen campaign.  33 independent insurance agencies around the country were selected to participate in honor of their charity of choice.   In celebration of this volunteerism, Safeco Insurance has honored all 33 agencies with a Make More Happen Award and will donate $3,000 to each charity listed, so PACE has already received…Read more …
Teach your Teen Driver to be a Safe Driver

Teach your Teen Driver to be a Safe Driver

For adults, driving is second nature.  The stop sign on the corner, that left-hand turn into your office building, the familiar trip to the grocery store.  But for new teen drivers, the entire experience is unfamiliar and daunting.  New things take time, attention and brainpower to learn.  The brain has to be trained to drive.  Because the teen brain is so preoccupied with basic driving tasks, it is particularly open to distraction and overreaction. Distractions can cause teen drivers to lose focus and make mistakes.  Common teen driving distractions include passengers, radios and…Read more …
This Wind Insurance Discount Will Blow You Away!

This Wind Insurance Discount Will Blow You Away!

Intense winds can happen at any time, regardless of a storm’s classification by NOAA, and particularly in our area of Florida where severe thunderstorms occur on a weekly basis. Winds of up to 40 mph are entirely too common, and could cause unexpected damage to a home. Often (but not always) wind or weather insurance is purchased along with your homeowners’ insurance.  Coverage includes damage caused by wind or wind gusts, hail, rain, tornadoes, and hurricanes.  Weather can cause extensive damage to your property, but don’t wait for a storm to head our way before…Read more …
Hurricane Preparedness Week – Family Safety Tips

Hurricane Preparedness Week – Family Safety Tips

Atlantic hurricane season doesn’t even officially begin until June 1 and we’ve already had one named storm make landfall on the East Coast.  Hurricane activity so early in the year means only one thing:  severe weather can strike at any time.  It’s up to us to be prepared. At Chapman Insurance, we strive to be your one-stop-shop for hurricane preparedness.  Unlike other natural disasters like earthquakes or tornadoes, we’re fortunate to have some degree of foresight that a storm is on the way which can allow for time to prepare.  However, even as…Read more …