Chapman Insurance Blog

After The Storm

After The Storm

As your flood insurance partner, we want to share some of the most common questions we are receiving from policyholders filing a flood claim and provide you with answers so that you can assist them during this difficult time.   Is the cost of additional living expenses covered by an NFIP Flood policy? No, there is no coverage for additional living expenses (ALE). All of the following are excluded: Loss of revenue or profits Loss of access to the insured property or described location Loss of use of the insured property or described location…Read more …
Irma Update From FL CFO and Insurance Commissioner

Irma Update From FL CFO and Insurance Commissioner

Tuesday, September 12, 2017 Contact Info: Amy Bogner, OIR (850) 413-2515, (850) 590-9547 press@floir.com Ashley Carr, DFS (850) 529-4614 communications@myfloridacfo.com TALLAHASSEE, Fla. – Following the landfall of Hurricane Irma, many Floridians are now assessing their homes and property for damage and taking steps to make temporary repairs to prevent additional damage before filing insurance claims. CFO Jimmy Patronis and Insurance Commissioner David Altmaier encourage Floridians to be prompt in notifying their insurance companies and cautious of repair deals that sound too good to be true. “If an offer sounds too good to be true,…Read more …
Stay Safe and Practice Crime Prevention

Stay Safe and Practice Crime Prevention

It may be one of the last things you want to think about, but preventing crime in your life should be an important topic to discuss with your family.  If you take proper precautions and stay alert, you should be able to successfully discourage criminals from harming you or your family. Online With so many different accounts on the computer these days, it’s easy to get them mixed up. Try not to use the same password for everything!  We also caution against writing these passwords down on paper. There are many different online sites…Read more …
Fall is Coming

Fall is Coming

The season of falling leaves and pumpkin spice is just around the corner.... although, as we all know it still feels like summer in Florida. Nevertheless, now is the time to get organized and ready for the upcoming holiday season. Schedules The kids are back in school, plus activities, appointments, work... the list goes on. Try not to let it all overwhelm you. Find a system that works for you. Some people work well with a planner, others like using a big whiteboard or dry-erase calendar or sticky notes. Whatever it is, make friends with it…Read more …
Beat the Heat

Beat the Heat

Summer is taking its toll on Florida with high temperatures and sticky humidity. While it’s nice for a day at the beach, the sun can be damaging to cars, houses and more. Be safe this summer and beat the heat with some helpful tips to stay cool. It is easy for the summer heat to take a toll on your car. Tires will expand, paint can get damaged and hoses can develop leaks which can cause low fluid levels. Don’t get stuck in the heat on the side of the road if something…Read more …
Road Trip Safety

Road Trip Safety

With the kids out of school, it’s officially summer time. And what’s summer without a good old family road trip? Take some time to read our road trip safety tips to help make your vacation hassle-free and enjoyable for everyone. Before you go We don’t want any mishaps along the highway, so make sure to get your car looked over for any underlying problems that could arise during your vacay. Stock up on emergency supplies like a spare tire, first aid kit, jumper cables, flashlights. Give your ride a wash and make sure…Read more …
Businesses: What to do When Season is Over

Businesses: What to do When Season is Over

In Florida, our busy season for tourism is generally December-April. We get all the northerners who want to get away from the snow. This is when most businesses have a steady and heavy flow of customers. But once season is over, what should business owners do to keep up sales? If your business is effected by the end of tourist season, listen to these helpful ideas. Make some sort of deal. Every business has some sort of regular customer base. Start rewarding them for using your products and services. Do your regulars have…Read more …
Get Prepared for Flood Season

Get Prepared for Flood Season

With Florida’s rainy season just around the corner, it’s best to get your home prepared for the effects of Mother Nature. About 70% of Florida’s rainfall happens between May-October and many times all that water results in floods. Sadly, floods can cause irreparable damage to homes and ruin precious belongings. Make sure you get your home family ready for the upcoming wet season. Prepare for drainage When afternoon rains become a daily norm and the ground can no longer soak up all the water, it is important to have other ways for it…Read more …
4-Wheelers and Boats and RVs, Oh My!

4-Wheelers and Boats and RVs, Oh My!

Make sure you’re covered when planning a fun weekend away. Somewhere sunny, beach side with a boat? Or exploring the rugged wilderness on an ATV? Keep the excitement going with the peace of mind that you have the right coverage to fit your adventures. When we say ‘recreational vehicles’ we are referring to more than the typical RV. We cover a variety of fun vehicles from boats, RVs, 4-wheelers, motorcycles and more. Call our office today to talk about the best plan for you. Insuring your recreational vehicles under your homeowner’s insurance isn’t…Read more …
Stay Focused on Safety

Stay Focused on Safety

Whether you’re driving alone or with passengers, safety should always be your top concern. With more distractions than ever, it’s crucial that drivers know the basics of safe driving and practice them every time they’re behind the wheel. Driving in the car comes with many distractions: phones, kids, traffic... the list goes on. Staying focused can be difficult, but we're encouraging you to drive more safely with these helpful tips.  Note: please do not read them while driving. By yourself According to distraction.gov, “Each day in the United States, more than 9 people are…Read more …