Hurricane Preparedness Week – Family Safety Tips

Atlantic hurricane season doesn’t even officially begin until June 1 and we’ve already had one named storm make landfall on the East Coast.  Hurricane activity so early in the year means only one thing:  severe weather can strike at any time.  It’s up to us to be prepared.

hurricane-preparedness-basics-fema-chapman-insuranceAt Chapman Insurance, we strive to be your one-stop-shop for hurricane preparedness. 

Unlike other natural disasters like earthquakes or tornadoes, we’re fortunate to have some degree of foresight that a storm is on the way which can allow for time to prepare.  However, even as Gulf Coast Floridians have experienced, meteorologists’ models and predictions can often be wrong, as Mother Nature has the ultimate say.  Hurricanes can change paths and suddenly, anyone can be caught in the eye of the storm.

For children and families, it’s crucial to have a plan in case emergency strikes.  Talk with your kids about making a family emergency plan.  Build an emergency kit together with your children, and explain the purpose and function of each item in case of disaster.  Assign older children a responsibility so they might feel invested in and accountable to the family’s safety plan.

During a hurricane or even in just severe weather, it’s important that children (and adults) are aware of some basic safety precautions:   

  • hurricane-preparedness-family-safety-chapman-insuranceStay away from windows and glass doors. 
  • Don’t go outside when the rain or winds stop. This is likely the eye of the storm, and the weather will start again. 
  • Don’t open the refrigerator or freezer. In case you lose power, you want the cold air to stay in!
  • If need be, stay inside a closet or a room without  windows. You can also lie on the floor under a table or sturdy object.

FEMA has authored a great guide to preparing for hurricanes, available for download in PDF form here.  it’s a good idea to print this PDF and keep it along with your other important household documents.

Keep in mind that just a few inches of water from a hurricane-related flood can cause tens of thousands of dollars in damage. From 2008 to 2012, the average residential flood claim amounted to more than $38,000. Flood insurance is the best way to protect yourself from devastating financial loss.

There’s typically a 30-day waiting period from date of purchase before your flood insurance policy goes into effect. That means now is the best time to buy flood insurance.  Call us at Chapman Insurance today to discuss your flood coverages.

Take a few minutes to watch this video “It Started Like Any Other Day,” here.  It’s pretty impactful and tells the story of a day in three families lives that we hope none of our clients or loved ones ever have to experience.

Additional resources available for download:

Images provided in part by FEMA